Trading Rules — ZZL Funded
· Trading Rules ·

Clear Rules.
No Fine Print.

Every rule, every threshold, every payout policy — in plain language. The basics are open by default. Tap any line below for the full detail.

1 Step
2 Step
3 Step
Instant Funded
Profit Target
9%
Single phase
Max Daily Loss
4%
From start of day
Max Drawdown
6%
Static · doesn't trail
Leverage
Up to 1:50
Choose 2x – 50x
Min Trading Days
None
Pass when ready
Profit Split
80% / 90%
Standard / Pro Pack
Consistency
25%
Best day vs total, at payout

Available Account Sizes — 1 Step

Choose the account size that fits your strategy. Larger sizes pay larger payouts at the same percentage targets. Funded accounts are reviewed and issued within 24-48 business hours of passing, once all positions are closed and equity is at target.

$5K $10K $25K $50K $100K $200K FUNDED → Up to $200K
Profit TargetHow is the 9% profit target measured?

The 9% profit target is calculated against your starting balance — not a moving high-water mark. Once you close trades with cumulative profit equal to or above 9% of the initial balance, you've passed and your funded account is issued.

Example$50K account · 9% target = $4,500 profit needed. Hit $54,500 in closed balance and you're done — even if it takes one trade or one hundred.
Max DrawdownHow does the 6% maximum drawdown work?

Maximum drawdown is static — it locks at 6% below your starting balance and never trails up, even as your account grows. As long as your equity stays above that fixed threshold, you continue trading.

Example$50K account · drawdown floor = $47,000. Account grows to $58,000? Floor is still $47,000. This is a trader-friendly model — your wins don't get held against you.
Daily LossWhat counts toward the 4% daily loss?

The daily loss limit caps the maximum your account can drop within a single trading day. Your daily floor is your equity at 00:00 UTC minus 4% of the account's starting balance, and it resets at 00:00 UTC. Realized and unrealized losses both count toward it.

This includes both realized and unrealized losses — open positions in red count too. If you close out flat with no open trades at session end, the limit resets cleanly the next day.

InactivityWhat happens if I don't trade for a while?

You have 30 calendar days from your last trade to place a new position. If 30 days pass without any trading activity, the account is closed for inactivity. This applies to both the challenge phase and the funded phase.

Even one trade — open, close, no PNL required — resets the clock. We just need to see you're alive.

News TradingAm I allowed to trade during news events?

Yes — news trading is allowed on every ZZL account. You can hold positions through any news event, and you can trade the move. The only standard-account restriction: positions opened inside the 3 minutes before or after a major scheduled release (rate decisions, NFP, CPI, FOMC) may be reviewed. That is the entire rule — no hidden slippage clauses, no P&L clawbacks outside that window.

The Pro Pack add-on removes even that window. With Pro Pack, news trading is unrestricted at all times.

Weekend HoldCan I hold positions over the weekend?

Crypto: yes, always — the market runs 24/7 and so do you. Non-crypto markets (forex, metals, indices, stocks) are closed on weekends: prices freeze when the session ends Friday and resume Monday. ZZL does not force-close your open positions — they carry into Monday, so mind the Monday-open price gap.

This is the same on every account.

StrategiesAre EAs, algos, and copy trading allowed?

Standard accounts allow manual trading and personal automated strategies you control. ZZL runs its own in-house browser terminal (no MetaTrader/cTrader), so third-party EA files can't be plugged in today; a trading API is on our roadmap. Third-party copy/signal services are not permitted.

Not allowed in any case: signal services, group trading rooms, off-the-shelf "challenge passers", or strategies designed to exploit pricing latency. Copy trading from one of your own accounts to another of your own accounts is fine.

PayoutsWhen can I withdraw from my funded account?

Your first payout request can be made 14 days after your funded account is issued. After that, payouts are on demand — request any time, no monthly cycle, no payout calendar. Each request is processed fast — typically within 24 business hours (Pro Pack requests jump the queue).

Profit split is 80/20 by default (you keep 80%) and rises to 90/10 with the Pro Pack add-on. Payouts are sent in USDT on TRC20 (TRON) or ERC20 (Ethereum) — you save your wallet once in the dashboard.

Your challenge fee comes back too: the full fee you paid is automatically added on top of your first payout. Pass, withdraw once, and your challenge was free.

ConsistencyThe consistency rule on payouts

So that funded payouts reflect steady, repeatable trading rather than one lucky day, every funded account has a consistency rule, checked at payout: your single best trading day must be no more than 25% of your total profit (on every account type).

It does not apply during the evaluation/challenge phase — only when you withdraw from a funded account. If your best day is above the limit, just keep trading to spread your profit across more days, then request again. Nothing is lost; the funds stay in your balance.

ExampleYou made $6,000 total profit and $5,000 of it came on one day (about 83%). On an Instant account (25% limit) that single day is too large a share — trade a few more profitable days to bring it within range, then withdraw.
Payout eligibilityMinimum days, hold-time & withdrawal caps

Minimum trading days: at least 3 trading days on the funded account before your first payout.

Hold-time (anti-scalp): profit from trades held under 3 minutes does not count toward withdrawals, and 3-10 minutes counts at 1%; trades held over 10 minutes count in full. Losses always count in full. This blocks latency and scalp exploits — normal trading is unaffected.

Withdrawal size: your first three payouts are capped at 5%, then 10%, then 20% of your account size; after that, withdrawals are unlimited. Minimum payout is $200.

All of these are checked automatically at payout, and if a request can't be released yet you get the exact reason in plain language.

Fee RefundDo I get my challenge fee back?

Yes — for 1/2/3-step evaluation passes, 100% of it, automatically. (Instant and Premium Instant accounts are funded day-one with no challenge fee, so no refund applies.) When you request your first payout from such a funded account, the system adds your full challenge fee on top of the amount you withdraw. No form, no support ticket, no minimum profit beyond the normal $200 payout minimum.

ExampleYou paid $230 for a $50K challenge, got funded, and request your first $500 payout. You receive $730 — your profit share plus the full fee back.
ScalingHow does the ZZL Scaling Plan work?

Funded accounts grow with you. Every 3 clean payouts (payouts with no rule breaches between them), our risk desk boosts your capital:

3 payouts → +25% capital · 6 payouts → +50% total · 9 payouts → 2x your account. The ladder repeats every 3 payouts after that, with a total allocation path up to $1M+. Drawdown limits are recalculated on the new size, your split never goes down, and there is never a fee or a re-evaluation.

EligibilityCan US residents trade with ZZL?

No — ZZL is not available to US persons or residents. ZZL operates as a non-US service and does not offer accounts, evaluations, rewards, or loyalty points to anyone in the United States or its territories, the United Arab Emirates, or sanctioned jurisdictions. By registering you confirm you are not a US person and are not located in a restricted jurisdiction.

Target Phase 1
8%
Target Phase 2
6%
Max Daily Loss
4%
Max Drawdown
9%
Leverage
Up to 1:50
Profit Split
80 – 90%

Available Account Sizes — 2 Step

The most popular path. Two phases, lower per-phase targets, more flexibility. Starts at just $5K for entry traders.

$5K $10K $25K $50K $100K $200K FUNDED → Up to $200K
PhasesHow does the two-phase evaluation work?

Phase 1 requires an 8% profit target. Once hit, you advance to Phase 2 with a fresh balance and a 6% target. Pass both and your funded account is issued within 24–48 business hours.

There is no time limit on either phase. The 9% maximum drawdown applies throughout. The 4% daily loss applies separately on each phase.

DrawdownHow is the 9% maximum drawdown calculated?

The 9% maximum drawdown is static — locked at 9% below your phase starting balance. It does not trail your account as profits grow.

Example$100K · 9% drawdown floor = $91,000. Equity reaches $110K mid-phase? Floor remains $91,000.
Daily LossSame daily loss rules as 1-Step?

Yes — 4% maximum daily loss: your floor is your equity at 00:00 UTC minus 4% of the account's starting balance, resetting at 00:00 UTC. Includes both realized and unrealized P&L on open trades.

Inactivity30-day inactivity rule on 2-step?

Yes — 30 days from your most recent trade, both phases and funded accounts. Place one trade in 30 days to keep the clock fresh.

Add-OnsWhat does the Pro Pack add on 2-step?

The Pro Pack add-on costs +20% on top of your discounted price and unlocks: 90% profit split (up from 80%), on-demand priority payouts, and news trading enabled. It's the same flat upgrade across all challenge types, and anyone can add it to any account.

PayoutsPayout timing for 2-step funded accounts

First payout: requestable 14 days after the funded account is issued. After that — on demand, no monthly cycle, processed fast within 24 business hours. Profit split applies as 80/20 standard or 90/10 with Pro Pack, and your full challenge fee is refunded on top of your first payout.

Target Phase 1
6%
Target Phase 2
6%
Target Phase 3
6%
Max Daily Loss
4%
Max Drawdown
10%
Profit Split
80 – 90%

Available Account Sizes — 3 Step

Maximum flexibility, lowest per-phase target. Three smaller phases at 6% each — ideal for scalpers and traders who prefer modest, repeatable gains.

$5K $10K $25K $50K $100K $200K FUNDED → Up to $200K
StructureWhy three phases? Isn't that harder?

Three phases let us run the lowest single-phase target (6% each) and the most generous overall drawdown (10%). For traders who prefer steady, consistent gains over big swings, this is statistically the easiest path to funded.

No time limit on any phase. Pass each at your own pace.

Drawdown10% drawdown — how does it apply?

10% static maximum drawdown, calculated from the starting balance of each phase. Most relaxed of all our challenge types — gives plenty of room for grind strategies and conservative risk management.

Daily LossDaily loss rules on 3-step

Same 4% daily loss as other types: floor = equity at 00:00 UTC minus 4% of the starting balance, resetting at 00:00 UTC. Realized + unrealized P&L both counted.

Add-OnsIs Pro Pack available on 3-step?

Yes — Pro Pack is +20% on 3-step too. Same benefits: 90% profit split and news trading.

Profit Target
None
Trade from day one
Max Daily Loss
3%
Max Drawdown
6%
Leverage
Up to 1:50
First Payout
14 Days
Profit Split
80%
Fixed — no add-ons needed
Consistency
25%
Best day vs total, at payout

Available Account Sizes — Instant Funded

Skip the challenge entirely. Pay one fee, get a live funded account immediately. From a $5K entry to the $200K maximum. You can run up to 10 active Instant funded accounts at one time on a trader profile — closed or breached accounts no longer count, and step accounts have no limit.

$5K $10K $25K $50K $100K $200K FUNDED · INSTANT
How It WorksWhat does "Instant Funded" actually mean?

No challenge phase. Pay the one-time fee, and credentials for a live funded account are emailed to you within minutes of payment confirmation. Start trading the same day.

Note that risk parameters are slightly tighter than challenged accounts (3% daily, 6% drawdown) because you skipped the evaluation. The trade-off is speed and simplicity.

DrawdownHow is 6% drawdown enforced on Instant?

Static 6% from your starting balance. Doesn't trail. Same rules as 1-Step drawdown — your wins don't get held against you.

Daily LossWhy is daily loss tighter at 3%?

Because you didn't go through an evaluation, daily risk is dialed down a notch. Same calculation method as other types — calculated off prior session close balance or equity, whichever is higher.

PayoutsFirst payout on Instant?

First payout requestable 14 days after the account is issued. Normal Instant then follows a 14 → 7 → 7 day cadence; Premium Instant is faster at 7 → 3 → 3, then on demand. Processed fast, typically within 24 business hours. Instant accounts pay a fixed 80/20 split. Premium Instant runs 70/30, or 90/10 with its Pro Pack.

Add-OnsPro Pack on Instant accounts

The Pro Pack is available on Premium Instant accounts (and 1/2/3-step challenges). Normal Instant accounts pay a fixed 80/20 split with no add-ons. Premium Instant runs 70/30 by default; adding its Pro Pack raises the split to 90/10 and adds on-demand priority payouts. Crypto holds 24/7 either way.